Accidental Death Insurance
Accidental death insurance pays benefits if an insured person dies in an accident. Benefits are not paid if an insured dies of disease or old age.
Accidents are the leading cause of death for people under age 42 and are the fifth leading cause of death for people of all ages. In the United States alone, accidents account for over 110,000 deaths each year. Motor vehicle accidents, poisoning, falls, fire, and chocking are the leading causes of accidental death. The majority of fatal accidents happen at home or in the community not at work.
Accidental death insurance is inexpensive when compared to life insurance and typically provides higher benefit levels for the same premium than life insurance.
Accidental death coverage usually requires no underwriting and the applications are very easy to complete.
Accidents are the leading cause of death for people under age 42 and are the fifth leading cause of death for people of all ages. In the United States alone, accidents account for over 110,000 deaths each year. Motor vehicle accidents, poisoning, falls, fire, and chocking are the leading causes of accidental death. The majority of fatal accidents happen at home or in the community not at work.
Accidental death insurance is inexpensive when compared to life insurance and typically provides higher benefit levels for the same premium than life insurance.
Accidental death coverage usually requires no underwriting and the applications are very easy to complete.